What are the time limits for motor vehicle claims?
There are strict time limits for making compensation claims, and therefore it is important to ensure you make a claim as soon as possible to secure your best chance at receiving compensation for your injuries.
Personal injury claims must be lodged with the CTP insurer of the negligent driver, and within three years of the car accident occurring.
What's usually covered by CTP compensation?
CTP Compensation stands for Compulsory Third Party Insurance (CTP) and the premium is included in the annual registration fees for all registered vehicles in Queensland - motorbikes, cars, and any other registered vehicle.
CTP insurance was made compulsory to protect these people who are injured through no fault of their own, and to protect the individual who caused the accident from having to pay the cost of these claims from their personal assets.
Thousands of people are involved in motor vehicle accidents every years. If injured, they'll need medical attention and often rehabilitation. CTP Insurance covers you by providing compensation to other people injured in a motor vehicle accident caused by a negligent driver. Those 'other people' could be drivers, passengers (in your car and other vehicles), pedestrians, cyclists and motorcyclists - basically anybody hurt as a result of the accident, except you, if you're the at fault driver.
The amount of compensation to be paid and to whom is calculated throughout the claims process. There are no capped benefits. For this reason we suggest that you contact us for assistance.
Did you know?
That 42% of all car drivers give their car a nickname.
(source: 2018 National Name Your Car Day Survery)
Am I entitled to make a motor vehicle claim?
Our dedicated solicitors are usually able to readily assess your prospects to determine if you're able to make a claim. However here are the three main criteria which we believe will assist you to determine if you can claim:
- You must not be at fault in the accident (i.e passengers can rarely be at fault).
- You have suffered an injury, physically, mentally or in any capacity that is affecting your life.
- Your accident has occurred within the last 3 years.
Are passengers and pedestrians entitled to make a claim?
Absolutely, passengers or anybody else who was injured in an accident is entitled to make a claim provided that they were not the at-fault driver.
Any person injured in a motor vehicle accident in Queensland due to the fault (total or partial) of another person, is entitled to make a claim on the at-fault drivers insurer.
Cyclists who were involved in an accident are also often eligible to claim for accidents that occurred, provided they were following road rules. Often even pedestrians that have witnessed an accident that results in PTSD and a heavy impact on their ability to continue a normal life can all be assessed for eligibility.
How do I make a claim?
Step one is contacting us on 1800 536 752 - your conversation with us is obligation free and comes with no pressure to make a claim.
We’ll listen to your side of the story in order to get a full understanding of the situation, your needs and how your life has been affected. We will happily answer any questions you have.
If you decide you would like to continue, we can guide you through our no win, no fee agreement. We will contact the other party and negotiate on your behalf, taking into account the full impact the event has had on your life, and do everything in our power to satisfy you with the outcome.